Financial Illiteracy

Today I went to a meeting on financial education. It was for United Way staff and it was billed as "not just the basics but moderate to advanced learning as well." I should have waited for a program that had just the basics. We discussed available credit versus credit scores, fixed rate mortgages versus APR rates for purchasing a car. I was so very lost. We were working in small groups and at one point a group member asked if i had anything to add to the discussion. I told him that i was so confused about what was going on, I wasn't sure where i was anymore. Eventually I gave up and started singing Journey songs go myself. Half way through "Lights" i decided that i really should take a beginners level class, because if something happens to Brian or my Dad, I'll be financially screwed.